Chapter 7 Bankruptcy Attorney in New Jersey
A Fresh Start Through Legal Debt Relief
If you are overwhelmed by credit card bills, medical debt, or collection calls, Chapter 7 bankruptcy may offer the relief you need. At the Law Offices of Carlos D. Martinez, we help individuals across New Jersey find real solutions and take the first step toward financial recovery.
Ready to get out of debt? Schedule a free consultation today.
What is Chapter 7 Bankruptcy?
Chapter 7, also known as liquidation bankruptcy, is a legal process that allows individuals to eliminate most unsecured debts and move forward financially. It is often the best option for people with limited income, minimal assets, and high debt who need a clean break.
OUR CHAPTER 7 SERVICES
- Personalized case evaluation.
- Preparation and filing of bankruptcy petition.
- Means test analysis.
- Representation at the 341 meeting.
- Discharge tracking and follow-up.
SIGNS YOU MAY NEED TO CONSIDER CHAPTER 7
- You are struggling to pay your monthly bills.
- You are being contacted by creditors or facing lawsuits.
- You have large balances on credit cards you cannot pay off.
- You are facing wage garnishment or frozen bank accounts
- You have borrowed money to cover other debts.
HOW WE HELP
Chapter 7 Bankruptcy Support You Can Rely On
Filing for Chapter 7 can feel overwhelming, but you don’t have to do it alone. From free consultation to final discharge, we guide you every step of the way.
We review your finances, explain the means test, stop creditor actions, and manage your case from start to finish so you can move forward with confidence.
STEP 1
Schedule a Consultation
We begin with a consultation to review your financial situation, walk you through the eligibility process, and explain your options clearly to determine if Chapter 7 is the right choice for you.
STEP 2
Guidance through the Pre-Bankruptcy Process
We guide you through the required credit counseling, gather your financial documents, and confirm your eligibility to file for Chapter 7.
STEP 3
Immediate Protection From Creditors
As soon as we file your case, an automatic stay goes into effect to stop creditor actions and give you breathing room.
STEP 4
Support From Start to Finish
We handle your entire Chapter 7 case — from paperwork to court representation — so your involvement is minimal and the process feels simple and stress-free.
WHY CHOOSE THE LAW OFFICES OF CARLOS D. MARTINEZ
Why Clients Across New Jersey Choose Us
NEW JERSEY BANKRUPTCY LAW
We understand the local courts, trustees, and legal landscape. You are working with a firm that knows how to navigate the system.
CLEAR AND HONEST COMMUNICATION
We keep you informed at every step with full transparency so you know exactly what to expect.
COMPASSIONATE LEGAL SUPPORT
We listen without judgment and explain everything in a way that makes sense. You will never feel rushed or dismissed.
A TRACK RECORD OF SUCCESS
We have helped hundreds of New Jersey residents wipe out debt and start over. Your future is our focus.
A TRACK RECORD OF SUCCESS
We have helped hundreds of New Jersey residents wipe out debt and start over. Your future is our focus.
COMPASSIONATE LEGAL SUPPORT
We listen without judgment and explain everything in a way that makes sense. You will never feel rushed or dismissed.
CLEAR AND HONEST COMMUNICATION
We keep you informed at every step with full transparency so you know exactly what to expect.
NEW JERSEY BANKRUPTCY LAW
We understand the local courts, trustees, and legal landscape. You are working with a firm that knows how to navigate the system.
